Welcome

The experts at AJE Financial Services work with businesses and individuals in Western Mass to provide a variety of Bookkeeping, Accounting, Payroll, Business and Personal Income Tax Services. We are also available for Business Management and Financial Consulting.

Are you interested in outsourcing your financial recordkeeping? We can help you maintain full compliance with federal and state regulations and provide the financial information necessary to better manage your business and your life.

AJE Financial Services Recognized With Certification from the Commonwealth of Massachusetts as a Woman Owned Business Enterprise (WBE), our firm has been certified to provide the following services:

• Business Consultation
• Management, Budgeting and Financial Consulting
• Internal Audit and Control System Implementation
• Accounting, Bookkeeping, Payroll
• Preparation of Business Plans and Business Studies
• Tax Planning and Tax Preparation

What's New

Our web address has changed:  www.ajefinancial.com. Please update your "favorites".

Need some help getting your finances organized? Call 413 589-1671 or E-mail  to Set Up an Appointment

If you had difficulty getting your information together last year, you might want to take advantage of our Tax Organizer (PDF file) to start off on the right foot for this year.  Now is also the time to review those withholding forms and relook at ideas for deferring taxes.

Financial Planning Tips for February 2008

Review Your Savings Plan
Establish or review your savings plan to begin accumulating assets for your life goals. Professional guidance will be helpful in reviewing investment alternatives.

Review Your Retirement Plan
Establish or review your retirement plan. Explore the availability of deferred compensation programs through your employer, such as 401(k) and 403(b) plans. Begin contributing as soon as you are eligible.

Review January's Budget vs. Actuals
Compare January income and expenditures with your budget. Make adjustments as appropriate to your February expenditures. Make sure you have invested your planned savings amount for January.

Collect Your Tax Information
Verify that you have received all necessary forms W-2 and 1099 and a statement showing the year-end balance of IRA and Keogh plans. Contact the appropriate company for any that have not been received. For those that have been received, make certain that the amounts agree with your records.

Although taxes for personal returns are not due until April 15, it is best to get an early start since additional follow-up may be necessary.

Tax Alerts

• Mileage deductions fall for 2007
• No estate tax discount for inherited IRA
• Meet the new ROTH 401(k)

Planning Ideas

• Reverse Mortgages - worth investigating
• Check up on credit bureaus periodically
• What type of life insurance should you buy?

Informative Articles and Resources
We've added a number of new articles and worksheets for your information and use. Check out the titles!  There is something worthwhile for everyone.

Affiliations

• Ludlow Chamber of Commerce
• NSA- National Society of Accountants
• NIFB- The Voice of Small Business
• NATP- National Association of Tax Professionals
• National Write Your Congressman
• NAEA- National Association of Enrolled Agents
• Business Network International

AJE Financial Services
364 East Street, Ludlow, MA 01056 • Phone: 413 589-1671 • Fax: 413 583-8134 • Email: AJE Financial Services 
Copyright © 2008, AJE Financial Services. All right reserved. Mission Statement. | Privacy Notice | Site last updated on 1/23/08.