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About the Staff at AJE 
Robin
Robin L. Wdowiak, President
Enrolled Agent, Public Accountant, Notary Public
AJE Financial Services has been providing quality service year round to its customers since 1995. As an enrolled agent, Ms. Wdowiak is qualified to practice and represent clients before the Internal Revenue Service. She is an active member of the National Association of Tax Professionals (NATP) , the National Society of Accountants (NSA), the Massachusetts Society of Enrolled Agents (MASEA), East of the River Chamber of Commerce and is currently the President of The Rotary Club of Ludlow.  A lifelong resident of Ludlow, Ms. Wdowiak continues to reside in Ludlow with her husband Gary.
Michelle
Michelle McCaffrey, Senior Bookkeeper, Notary Public
Michelle has 24 years experience in bookkeeping, office management, payroll, and customer service.  She is Quickbooks certified, fluent in Peachtree Software and provides training for both.  Michelle is currently enrolled in the Certified Bookkeeper Program through the American Institute of Professional Bookkeepers and plans on obtaining that certification in 2010.  Michelle manages all our Union Benefit fund accounts.  She was previously a full charge bookkeeper for an area construction firm for 22 years and she is a past Treasurer for the Springfield Chapter of International Association of Administrative Professionals (IAAP). Michelle resides in Ludlow with her boyfriend Mark and their 3 daughters.
Laura
Laura Gilmore is our Payroll Specialist.  She manages and provides customer service to all of our payroll clients as well as serving in the areas of bookkeeping and office management.  She is Quickbooks Certified and fluent in Peachtree. A native of Boston, Laura has been with AJE since 2007.  She is currently pursuing her BA in Business Management and Accounting.  Laura now resides in Ludlow.
James
James L. Vooys has been with AJE since 2004.  He is a graduate of Western New England College where he received a BA in Accounting.  He has been preparing taxes since 1998 and is experienced with individual income tax as well as Partnerships, Trusts and Corporations.  James resides with his wife Carla in Chicopee.
Robert

Robert Rezzani has been a certified tax professional with AJE since February of 2005.  He continues to pursue advanced levels of tax education annually.  Bob is a graduate of Clark University in Worcester, where he received a Bachelor of Arts degree.  After nearly thirty years of state service, Bob retired from the social work profession in October of 2003.  Bob, his wife Kristen (formerly of Ludlow), and son Thomas reside in Springfield. 

Kermit
Kermit Kincaid has a background in the computer software applications field working in both mainframe and PC environments for 25 years. He has been preparing individual income taxes since 2003 and received his Enrolled Agent status in April 2006. He is a current member of NATP, NAEA and the Massachusetts Association of Enrolled Agents. He is a graduate of the University of Massachusetts in Amherst. (BA) and Springfield Technical Community College (AS). He and his wife, Laurie live in Westfield and are members of the Westfield Evangelical Free Church.
Sandra Salvador Sandra Salvador-Codding has been with AJE since February 2009. Her background in the banking industry. A tax professional since 2008, Sandra has successfully completed tax education courses thru NATP and has received her certification. She currently resides in Ludlow with her husband Jason.
 

AJE Financial Services
364 East Street, Ludlow, MA 01056 • Phone: 413 589-1671 • Fax: 413 583-8134 • Email: AJE Financial Services 
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